Tom Altieri is the New Jersey Mortgage Guy—owner/broker of New Jersey Mortgage Loans, located in Toms River, New Jersey. New Jersey homebuyers can visit his website to learn more about the personalized level of service we offer for all mortgage products, whether you are buying or refinancing. Tom works closely with first time homebuyers, borrowers with poor credit, borrowers seeking zero down payment mortgages and borrowers looking for the lowest mortgage rates possible. As a dedicated mortgage broker, he guarantees your satisfaction during the mortgage process. And if you aren’t 100% satisfied, he’ll personally pay your first mortgage payment. Visit the website for useful news, information and tips for finding a low rate mortgage in New Jersey.