David Wittenberg is a bankruptcy attorney in Gwinnett County, North of Atlanta Georgia. If you are considering bankruptcy, contact David for a free legal consultation. David will personally respond and help you through the difficult process of bankruptcy. With someone on your team, you can rest assured your legal needs will be taken care of. Bankruptcy is a Federal Law designed to give individuals a financial fresh start. It has been utilized by millions including many celebrities and most recently by corporate giants such as GM and Delta. It is not good for your credit, but neither is being in collections, being sued or carrying too much debt. If your credit is already poor, bankruptcy may improve your score quicker than doing nothing. The reality is that car companies and credit card companies solicit people as soon as they get out of bankruptcy.