Here at Smart Money loans, we offer a friendly and efficient service to all our customers seeking secured lending products. We have offices across the UK, specifically in Scotland and England. Our expertise is in secured lending and you will find we offer products such as secured loans, UK homeowner loans, secured debt consolidation loans, and even bridging loans for UK residents. We have a huge panel of lenders that we use to search the whole of the secured lending market for you, and our experts are passionate about finding the very best solution for all individual cases, even if you have a less than perfect credit history, bad credit secured loans are available in most circunstances, even with missed payments, defaults, loan arrears and even CCJ's. You can apply online at our website using our easy to use application form, and we use the very best SSL encryption to make sure our online services are 100% safe. We also give you a fast decision on your application, in fact in as little as 15 minutes. We pride ourselves on our levels of service and want you, the customer, to be 100% delighted with the results.